Building Better Financial Habits, One Decision at a Time

Since opening our doors in Coogee back in 2018, we've been helping everyday Australians make sense of their money without the jargon or intimidation that usually comes with financial advice.

It started with three advisors working out of a cramped office space, armed with whiteboards and a genuine belief that financial education shouldn't feel like studying for an exam you didn't sign up for.

Financial planning session with documents and calculator

Team collaboration during financial consultation

The Story Behind quanterivo

Most financial education programs talk at you. Charts, percentages, complicated spreadsheets that make your eyes glaze over. We wanted something different.

Our approach came from watching too many people nod politely during traditional financial presentations while clearly having no idea what they'd just heard. So we stripped everything back and started over.

What if we just talked about money the way real people actually think about it? Rent, groceries, that holiday you're planning for October 2025, whether you can afford to replace your car next year. The stuff that keeps you up at three in the morning.

We focus on habits because that's where change actually happens. Not in one massive overhaul, but in dozens of small decisions you make throughout each week.

How We Actually Help

Our programs aren't about transforming your entire life overnight. They're about understanding where your money goes and making conscious choices about it.

Practical Foundation

We start with tracking. Sounds boring, but you'd be surprised how many people have no real idea where their money disappears to each month. Once you see patterns, you can decide what to change.

Real Scenarios

Every lesson uses actual situations from participants who've sat in those same chairs. Dealing with unexpected expenses, navigating lifestyle changes, handling the temptation to buy things you don't really need.

Ongoing Support

Learning happens over time, not in a single workshop. Our programs run for months because building new habits takes consistency and someone checking in when things get challenging.

Meet Two of Our Advisors

The people behind the programs. Both bring different backgrounds but share the same frustration with how financial education usually gets delivered.

Silas Pemberton

Senior Financial Educator

Spent fifteen years in traditional banking before realizing he was better at explaining money than selling products. Now runs our weekend programs and handles most of the one-on-one consultations for people just starting out.

Oskar Lindqvist

Program Coordinator

Came to us from the education sector where he taught economics to year twelve students who mostly just wanted to pass exams. Designs our curriculum and keeps tweaking based on what actually works versus what sounds good on paper.

Financial goal planning and budgeting workshop

What We Stand For

No complicated jargon. No promises about getting rich. Just honest conversations about managing money in a way that fits your actual life.

Our next group program starts in September 2025, with enrolment opening in July. Spaces are limited because we keep groups small enough for everyone to participate properly.

If you're tired of feeling confused or guilty about your finances and want practical guidance without the pressure, come have a coffee with us. First consultation is just a conversation to see if what we do makes sense for where you're at right now.

Get In Touch